When's the last time your life insurance had a checkup?
Most people buy a policy, file it away, and never look at it again. Upload your illustration and get a clear picture of where things stand.
Start My CheckupTakes about 5 minutes. No account required.
How It Works
Upload Your Illustration
Upload the policy illustration PDF from your insurance company.
We Analyze It
Our platform reads the illustration and runs a comprehensive policy analysis.
See Where You Stand
Get a scored analysis with clear findings about your coverage, value, and what to watch.
Sound familiar?
Bought it years ago, never looked at it again
Life changes. Policies don't update themselves.
Not sure the premiums still make sense
What made sense at 35 might not at 55.
Someone in your family keeps mentioning an old policy
Parents, spouses, or relatives — and nobody's quite sure what it does.
You know you should understand it, but the jargon is impossible
It's not you. Policy illustrations are genuinely confusing.
What You'll Get
A clear, easy-to-read analysis of your life insurance policy — plain language, specific numbers, no jargon.
- Policy Health Score — your payments, coverage, growth, and certainty at a glance
- A confidence headline — one sentence that tells you where things stand
- What's working, what to watch, and what to do — three clear takeaways
- Priority findings — the specific things worth knowing, ranked by importance
Policy Health Score
Good
What Stands Out
Questions? We've got answers.
PolicyCheckup is a free tool that analyzes your life insurance policy illustration and gives you a clear, plain-language summary of what you have. It's built by Financial Planner AI, LLC.
No. There is no charge and no account required. We believe every policyholder deserves to understand what their life insurance actually does.
Your document is processed to extract the text needed for analysis, then discarded. We do not store your original file. Only the analysis results are retained for 30 days so you can access them.
No. This is an informational analysis tool. We do not sell, recommend, or replace insurance policies. We help you understand what you already have.
We analyze life insurance policy illustrations — the multi-page PDF documents that show projected values, premiums, and policy details. These are typically provided by your insurance company or advisor.
No. Just upload the illustration and we'll figure out the rest. You don't need policy numbers, account details, or any technical knowledge.